What is most amazing about Washington’s success, as that of most of the others nationwide, is that it was built by a sense of strong community spirit, run and guided by volunteers only ... by local Lee family members who were introduced to the credit union as children, began working in the office as teens or young adults, and who grew with the credit union over the past 30 years or so to donate their spare time and energies to continuing the effort of making it meaningful to today’s Chinese community: a community that has evolved from first generation immigrants living in an insolated Chinatown with few opportunities for access to an established financial institution, to a community of integrated second, third and fourth generation Chinese Americans living in the suburbs. The spirit of thriftiness and family support